Bank Financing of Innovations
Is your company lacking capital for digitalization or the purchase of advanced production technologies? Are you stuck in the loan application process? We have an independent and effective solution just for you. We will advise you on both bank and non-bank financing options. We will assess the documents for your loan application and the readiness of your project. We will help evaluate offers, select a suitable banking partner, assist with the application, and prepare a business plan. All of this is provided under the de minimis public support scheme.
Navigating Combined Financing Options
Who the Service Is For and What It Offers You
The service is intended for:
- small and medium-sized enterprises
- based or operating in the Czech Republic
- with available budget within the de minimis support scheme, from which the majority of the agreed consulting services are covered.
The service is designed for companies that want to finance a project in the field of applying digital or advanced manufacturing technologies such as automation, robotics, implementation of information systems, artificial intelligence, 3D printing, etc.
WHAT THE SERVICE OFFERS YOU
Service Benefits
- Accelerating and Streamlining Loan or Leasing Negotiations – Thanks to our deep understanding of banking processes, we can quickly assess all documents and the business plan from the bank’s perspective, speeding up the initial loan application step.
- Connecting Technical and Financial Expertise – The broad network of Brain4Industry experts ensures that your application is prepared to a high standard both technically and economically.
- Quick Acquisition of Offers Beyond Your “Home” Bank – Thanks to our contacts, we can swiftly explore financing options with other banks and non-bank institutions.
- Direct Link to Outcomes of Brain4Industry Projects and Services (Implementation, Technology, Training, etc.) – We can connect your intention into a cohesive and viable project, not just on paper.
- Synergy of Grant and Bank Financing Services within Brain4Industry – We help with combined financing strategies.
- Coverage of a Large Portion of Consulting Services Through De Minimis Public Support.
How It Works
Initial Consultation and Preliminary Project Assessment – FREE
- Based on the financial statements and documents you have prepared for your project, we will propose potential bank financing options, or combinations with grants or an NRB (National Development Bank) guarantee. The consultant will review the prepared application documents, evaluate the basic financial statements, and assess the status of the project (budget, offers, company business plan).
- Together, we will agree on the scope of our support, which may include advisory services from a consultant, assistance with business plan creation, or assembling a dedicated expert team comprising specialists in grant financing, technology, and business planning.
- Depending on your preferences, we can assist with negotiations with your bank or approach other banks on the market.
Signing the Agreement
Based on the agreed scope of services, we will sign a consulting services agreement that specifies the price and the amount of support you will receive for the consulting services. Eligibility for de minimis aid is verified simply by signing a declaration of honor.
Curious about this service?
Frederik Ayach
Partnership & Finance Consultant
He worked for multinational companies (Swiss Life, EY) in Vienna, holding positions such as Risk Management Specialist, Head of Risk Management Department, and Consultant for Business Restructuring and Turnaround.
He currently owns a consulting company focused on financial modeling (e.g., for business turnarounds or market expansion) and market research. Together with partners, he founded a startup developing an AI-based personal assistant for athletes. Thanks to his extensive experience in both finance and new technology ventures, he can objectively assess opportunities and risks and share his insights through the services provided by Brain4Industry.
Email: ayach@s-ic.cz
Phone: +420 725 351 434
+420 725 351 434
